FYNDLICENSED. INSURED. TRANSPARENT.
FYND maintains rideshare insurance for its active service. Passengers can ride knowing FYND operates as a licensed and insured transportation network, while drivers can see the coverage periods instead of being handed a vague “insurance cost.”
Insurance is not a mystery fee. It is real coverage with defined periods, protections, conditions, and limits.
PERIOD 1 · APP ON
You are available in FYND but have not accepted a ride. FYND’s policy provides applicable liability, bodily-injury, and property-damage protection during this period.
PERIOD 2 · EN ROUTE TO PICKUP
The request has been accepted and the driver is traveling to pickup. Applicable coverage expands to include contingent physical damage and uninsured/underinsured motorist protection.
PERIOD 3 · PASSENGER ON BOARD
From pickup through drop-off, the trip is in its highest coverage period, including applicable liability and contingent protection for the driver’s vehicle.
FYND includes contingent physical-damage protection during Periods 2 and 3. Coverage of the driver’s vehicle is subject to the policy’s eligibility rules, deductibles, exclusions, limits, and typically requires the driver to carry qualifying comprehensive and collision coverage on the personal auto policy. It is not blanket protection for every loss or for offline driving.
You can see when coverage changes, what the per-covered-mile insurance rate is in your state, and which protections may apply to your own vehicle—not just what the passenger sees.
Review driver pay and state rates →FYND does not treat insurance as an afterthought. Where rides are offered, FYND operates as a licensed and insured private transportation company with coverage designed for the actual stages of a trip.
See FYND safety information →No. Rideshare insurance is primarily regulated by state law. Florida requires at least $1 million in primary automobile liability coverage while a driver is engaged in a prearranged ride. Other states may define their own limits and coverage details.
No. Drivers must maintain the personal coverage required by law and FYND’s onboarding rules. Personal policies may exclude rideshare activity, and contingent physical-damage eligibility can depend on the coverage carried personally.
No. This is a plain-language overview. The issued policy, endorsements, driver agreement, state law, deductibles, limits, and exclusions control every claim.